By submitting you confirm that the information you have provided herein in respect to this application is true and complete and you authorize PDL Capital Ltd.  and its affiliates to rely on and use this information in order to confirm your identity and evaluate your credit worthiness in relation to the financing application and contract being entered into. In particular, you agree that PDL Capital Ltd., our affiliates and any third party acting for us or on our behalf (hereinafter collectively referred to as: "us", "we" or "our"), may obtain a credit report or other credit information from any credit reporting agency, credit bureau or credit grantor, and may hold, use, exchange and disclose such information for the purposes identified above.